Stock Deposit Interest Service
Designed a stock deposit interest service that lets shareholdings earn interest; I led business system architecture and planned the settlement process.
Key stakeholders: Wealth Management Division, Risk Control & Compliance, Operations & Customer Service
- Built end-to-end services covering stock deposit, freezing and interest calculation
- Added a new channel for asset accumulation, improving client stickiness
- Defined product admission, risk control and compliance approval processes
- Established interest calculation review, account reconciliation and client notification mechanisms