Stock Deposit Interest Service

WatonGroup
N/A
Business Systems Architecture Lead
Built end-to-end services covering stock deposits, freezing, and interest calculation Created a new channel for asset accumulation and improved client stickiness

Project Overview

The Stock Deposit Interest Service is a securities business feature module developed in 2024 that allows users to deposit stocks they hold into the system to earn interest. The system implements core features such as stock freeze/unfreeze management, interest calculation, and interest payout, giving users a new way to generate investment returns.

Technical Architecture

  • Core framework: Spring Boot
  • Programming language: Java
  • Database: MySQL

Key Features

1. Stock Management

  • Stock freezing
  • Stock unfreezing
  • Stock type restrictions (common stocks/ETFs/indices)

2. Interest Calculation

  • Scheduled interest calculation
  • Interest payout mechanism
  • Interest record management

3. Multi-Platform Support

  • Admin console configuration and operations
  • Web-based user operations
  • Mobile app user operations

Project Outcomes

  • Successfully launched and running stably
  • Provided users with a new way to earn investment returns
  • Increased user stickiness and engagement